AIG

AIG Life Insurance Company 

P.O. Box 667 

Wilmington, Delaware 19899  

 

 

COMPANY INFORMATION

AIG began in 1919 in Shanghai, China and opened its first office on American soil in 1926 in New York.  Today, AIG is the largest underwriter of commercial and industrial insurance in the United States and also provides services in more than 130 countries around the world.  AIG ranks 8th on the Forbes 500 Super 100 based on sales, profits, assets, and market value.  Revenues in 1999 for AIG were $40.66 billion and assets of $268 billion, both greatly increased from the previous year.      

 RATING

A.M. Best – A++

Standard & Poor’s - AAA

   

WHAT IS LIFE INSURANCE?

Life insurance is an agreement by an insurance company to pay a specified sum when someone dies. The agreement is a contract between the insured person and the insurance company that provides the insurance. If the insured dies while the life insurance policy is in force, then the life insurance company pays the death benefit according to the beneficiary designations that the insured has provided.

When a life insurance plan is made, it is important to plan for more than simply replacing lost income. A good life insurance plan also covers funeral expenses, payment of outstanding dept, probate costs, childcare expenses, elderly care, and taxes. When children are involved it is also important to plan for their future college expenses as well as your spouse's retirement.

 

IS LIFE INSURANCE NECESSARY?

Life insurance is necessary for peace of mind. It provides the guarantees that your family will be taken care of financially in your absence. Life insurance lets those who depend upon you know that even if you are taken prematurely by an un-foreseen death, you have taken care to provide financial support for your dependents who count on you. Since term life insurance premiums are so affordable it is now a simple matter to protect your families most important asset.... You.



TERM LIFE INSURANCE VS. CASH-VALUE LIFE INSURANCE

Current competition among life insurance companies has dramatically lowered life insurance premiums. A term life insurance policy offering $250,000 worth of life insurance protection that cost $600 a year, just seven years ago, would have an annual term life insurance premium of about $275 today. When we say we can save you 25 - 60% on your term life insurance premiums it is not just marketing hype.



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