Best Life Insurance

 

The best life insurance for families, groups, and individuals is available in not only the best price but also the best product.  The best life insurance also depends on the insurance company and plan as well.  The best life insurance for one might not be the best for another.  Independent insurance agents are available to assist people in finding life insurance because they can help find the best price for the best product available to those looking for the best life insurance possible.

 

WHAT IS LIFE INSURANCE?

Life insurance is an agreement by an insurance company to pay a specified sum when someone dies. The agreement is a contract between the insured person and the insurance company that provides the insurance. If the insured dies while the life insurance policy is in force, then the life insurance company pays the death benefit according to the beneficiary designations that the insured has provided.

When a life insurance plan is made, it is important to plan for more than simply replacing lost income. A good life insurance plan also covers funeral expenses, payment of outstanding dept, probate costs, childcare expenses, elderly care, and taxes. When children are involved it is also important to plan for their future college expenses as well as your spouse's retirement.

 

IS LIFE INSURANCE NECESSARY?

Life insurance is necessary for peace of mind. It provides the guarantees that your family will be taken care of financially in your absence. Life insurance lets those who depend upon you know that even if you are taken prematurely by an un-foreseen death, you have taken care to provide financial support for your dependents who count on you. Since term life insurance premiums are so affordable it is now a simple matter to protect your families most important asset.... You.

TERM LIFE INSURANCE VS. CASH-VALUE LIFE INSURANCE

Current competition among life insurance companies has dramatically lowered life insurance premiums. A term life insurance policy offering $250,000 worth of life insurance protection that cost $600 a year, just seven years ago, would have an annual term life insurance premium of about $275 today. When we say we can save you 25 - 60% on your term life insurance premiums it is not just marketing hype.



QUOTE    ABOUT US    TERM LIFE 101    APPLICATION STATUS    CONTACT US


   www.3DQuotes.com

Copyright 2000, 3DQuotes  
3DQuotes is a trademark of 3DQuotes.com