Central Reserve Life
17800 Royalton Road
Cleveland, Ohio 44136
Central Reserve Life, a subsidiary of Ceres Group, was founded in 1963 and currently has a network of 20,000 agents across the country. Central Reserve joined the Ceres Group in 1976 and became its principal operating subsidiary. Ceres Group provides services to about 600,000 insured and distributes its products through over 60,000 licensed agents. Through its acquisitions Ceres Group has grown to $731 million in gross revenue and $718 million in assets.
A.M. Best – B+
WHAT IS LIFE INSURANCE?
Life insurance is an agreement by an insurance company to pay a
specified sum when someone dies. The agreement is a contract between
the insured person and the insurance company that provides the
insurance. If the insured dies while the life insurance policy is in
force, then the life insurance company pays the death benefit
according to the beneficiary designations that the insured has
IS LIFE INSURANCE NECESSARY?
Life insurance is necessary for peace of mind. It provides the guarantees that your family will be taken care of financially in your absence. Life insurance lets those who depend upon you know that even if you are taken prematurely by an un-foreseen death, you have taken care to provide financial support for your dependents who count on you. Since term life insurance premiums are so affordable it is now a simple matter to protect your families most important asset.... You.
TERM LIFE INSURANCE VS. CASH-VALUE LIFE INSURANCE
Current competition among life insurance companies has dramatically lowered life insurance premiums. A term life insurance policy offering $250,000 worth of life insurance protection that cost $600 a year, just seven years ago, would have an annual term life insurance premium of about $275 today. When we say we can save you 25 - 60% on your term life insurance premiums it is not just marketing hype.