Central States Health & Life Co. of Omaha
96th & Western P.O. Box 34350
Omaha, Nebraska 68134-0350
Central States Health & Life Co. of Omaha was founded in 1932 in Nebraska and is a mutual company owned by its policyholders. Today Central States is licensed to do business in 49 states, not New York, and Guam. In 1998 Central States had total life insurance in force of over $5 billion and total assets of over $4 billion.
A.M. Best – A- (Excellent)
WHAT IS LIFE INSURANCE?
Life insurance is an agreement by an insurance company to pay a
specified sum when someone dies. The agreement is a contract between
the insured person and the insurance company that provides the
insurance. If the insured dies while the life insurance policy is in
force, then the life insurance company pays the death benefit
according to the beneficiary designations that the insured has
IS LIFE INSURANCE NECESSARY?
Life insurance is necessary for peace of mind. It provides the guarantees that your family will be taken care of financially in your absence. Life insurance lets those who depend upon you know that even if you are taken prematurely by an un-foreseen death, you have taken care to provide financial support for your dependents who count on you. Since term life insurance premiums are so affordable it is now a simple matter to protect your families most important asset.... You.
TERM LIFE INSURANCE VS. CASH-VALUE LIFE INSURANCE
Current competition among life insurance companies has dramatically lowered life insurance premiums. A term life insurance policy offering $250,000 worth of life insurance protection that cost $600 a year, just seven years ago, would have an annual term life insurance premium of about $275 today. When we say we can save you 25 - 60% on your term life insurance premiums it is not just marketing hype.