Horace Mann Life Insurance Company
One Horace Mann Plaza
Springfield, Illinois 62715
Horace Mann Life Insurance Company was founded in 1945 in Springfield, Illinois where it is still currently headquartered. Two teachers to provide insurance for others of their profession founded Horace Mann and the company still does so today. Horace Mann is the largest insurance company in the country for educators with over 1,050 agents and total assets of more than $4 billion.
A.M. Best - A
WHAT IS LIFE INSURANCE?
Life insurance is an
agreement by an insurance company to pay a specified sum when someone
dies. The agreement is a contract between the insured person and the
insurance company that provides the insurance. If the insured dies while
the life insurance policy is in force, then the life insurance company
pays the death benefit according to the beneficiary designations that the
insured has provided.
IS LIFE INSURANCE NECESSARY?
Life insurance is necessary for peace of mind. It provides the guarantees that your family will be taken care of financially in your absence. Life insurance lets those who depend upon you know that even if you are taken prematurely by an un-foreseen death, you have taken care to provide financial support for your dependents who count on you. Since term life insurance premiums are so affordable it is now a simple matter to protect your families most important asset.... You.
Current competition among life insurance companies has dramatically
lowered life insurance premiums. A term life insurance policy offering
$250,000 worth of life insurance protection that cost $600 a year, just
seven years ago, would have an annual term life insurance premium of about
$275 today. When we say we can save you 25 - 60% on your term life
insurance premiums it is not just marketing hype.