3DQuote.com Term Life Insurance Company Ratings Description

Frequently Asked Questions

Life Insurance Company Ratings

DESCRIPTION BY BUREAU

Rank A.M. Best Standard & Poor's Duff & Phelps Moody's Weiss Ratings

Area Financial Strength Claims Paying Ability Claims Paying Ability Repayment Punctuality Safety

1 A++ Superior AAA Extremely Strong AAA Highest Aaa Exceptional A+ Excellent

2 A+ Superior AA+ Very Strong AA+ Very High Aa1 Excellent A Excellent

3 A Excellent AA Very Strong AA Very High Aa2 Excellent A- Excellent

4 A- Excellent AA- Very Strong AA- Very High Aa3 Excellent B+ Good

5 B++ Very Good A+ Strong A+ High A1 Good B Good

6 B+ Good A Strong A High A2 Good B- Good

7 B Fair A- Strong A- High A3 Good C+ Fair

8 B- Fair BBB+ Good BBB+ Adequate Baa1 Adequate C Fair

9 C++ Marginal BBB Good BBB Adequate Baa2 Adequate C- Fair

10 C+ Marginal BBB- Good BBB- Adequate Baa3 Adequate D+ Weak

11 C Weak BB+ Marginal BB+ Uncertain Ba1 Questionable D Weak

12 C- Weak BB Marginal BB Uncertain Ba2 Questionable D- Weak

13 D Poor BB- Marginal BB- Uncertain Ba3 Questionable E+ Very Weak

14 E Under State Supervision B+ Weak B+ Possessing Risk B1 Poor E Very Weak

15 F In Liquidation B Weak B Possessing Risk B2 Poor E- Very Weak

16 S Rating Suspended B- Weak B- Possessing Risk B3 Poor F Failed

17 - CCC+ Very Weak CCC Substantial Risk Caa Very Poor -

18 - CCC Very Weak DD Liquidating Ca Extremely Poor -

19 - CCC- Very Weak - C Lowest -

20 - CC Extremely Weak - - -

21 - R Regulatory action - - -

NOTE: A BUREAU'S RATING IS NOT A WARRANTY OF AN INSURER'S CURRENT OR FUTURE ABILITY TO MEET ITS OBLIGATIONS TO POLICYHOLDERS. IT IS ALSO NOT A RECOMMENDATION OF A PARTICULAR COMPANY OR POLICY.

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Frequently Asked Questions
Life Insurance Company Ratings

DESCRIPTION BY BUREAU
Rank	A.M. Best	Standard & Poor's	Duff & Phelps	Moody's	Weiss Ratings
Area	Financial Strength	Claims Paying Ability	Claims Paying Ability	Repayment Punctuality	Safety
1	A++ Superior	AAA Extremely Strong	AAA Highest	Aaa Exceptional	A+ Excellent
2	A+ Superior	AA+ Very Strong	AA+ Very High	Aa1 Excellent	A Excellent
3	A Excellent	AA Very Strong	AA Very High	Aa2 Excellent	A- Excellent
4	A- Excellent	AA- Very Strong	AA- Very High	Aa3 Excellent	B+ Good
5	B++ Very Good	A+ Strong	A+ High	A1 Good	B Good
6	B+ Good	A Strong	A High	A2 Good	B- Good
7	B Fair	A- Strong	A- High	A3 Good	C+ Fair
8	B- Fair	BBB+ Good	BBB+ Adequate	Baa1 Adequate	C Fair
9	C++ Marginal	BBB Good	BBB Adequate	Baa2 Adequate	C- Fair
10	C+ Marginal	BBB- Good	BBB- Adequate	Baa3 Adequate	D+ Weak
11	C Weak	BB+ Marginal	BB+ Uncertain	Ba1 Questionable	D Weak
12	C- Weak	BB Marginal	BB Uncertain	Ba2 Questionable	D- Weak
13	D Poor	BB- Marginal	BB- Uncertain	Ba3 Questionable	E+ Very Weak
14	E Under State Supervision	B+ Weak	B+ Possessing Risk	B1 Poor	E Very Weak
15	F In Liquidation	B Weak	B Possessing Risk	B2 Poor	E- Very Weak
16	S Rating Suspended	B- Weak	B- Possessing Risk	B3 Poor	F Failed
17	-	CCC+ Very Weak	CCC Substantial Risk	Caa Very Poor	-
18	-	CCC Very Weak	DD Liquidating	Ca Extremely Poor	-
19	-	CCC- Very Weak	-	C Lowest	-
20	-	CC Extremely Weak	-	-	-
21	-	R Regulatory action	-	-	-
NOTE: A BUREAU'S RATING IS NOT A WARRANTY OF AN INSURER'S CURRENT OR FUTURE ABILITY TO MEET ITS OBLIGATIONS TO POLICYHOLDERS. IT IS ALSO NOT A RECOMMENDATION OF A PARTICULAR COMPANY OR POLICY.