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Frequently Asked Questions

Term Life 101

1. Instant Quotes
A Quick and Easy way to buy term life insurance. With this term life insurance quoting engine you can find out the lowest premiums instantly.  You can compare the rates among the life insurance companies that you have grown to trust.

2. Apply Online For Your Life Insurance Application - Simple and Quick
You are provided free life insurance quotes from almost every major life insurance company. Once you make your decision you are provided a simple request form to select your life insurance application preference.  Marsha Andrews represents many, but not all, of the life insurance companies for whom free quotes are provided. If Marsha Andrews represents the company you request you will promptly be provided an insurance application and disclosure materials.  In any event, Marsha Andrews will provide recommendations from the companies represented, and provide the appropriate information for your review. It's a quick and easy way to obtain the information you need to make an informed life insurance purchasing decision.

3. You can Review your Application at your Convenience
After you have sent your request for an insurance application it will be reviewed and responded to with the appropriate application and disclosure materials. Marsha Andrews will be available to you via an e-mail network as well as being available by phone. We will also provide additional insurance company information and details in response to your term life insurance application request..

4. The Medical Exam is Free and at Your Convenience
If necessary, Marsha Andrews will coordinate a medical exam with your busy schedule so that this will be a quick and easy process. Marsha Andrews will help you make sure that the exam will take place at a location that is convenient for you. The exam can be arranged at your home or at your work. The medical examiner will pick up your signed application and deliver it to the insurance company to complete the underwriting of your case.

5. Easy & Informative Status Views for Your Application
Visit 3DQuotes.com, a free public service of Marsha Andrews, again whenever you want to find out any details regarding the status of your application. The information you need will be available online at your convenience ... 24 hours a day ... 7 days a week ... 365 days a year.

6. Notice of Application Approval
As soon as Marsha Andrews is informed that your application has been approved you will be contacted and arrangements made for delivery and payment details for your new policy.

7. Term Policy in Effect
Your policy is put into force once the application has been accepted by the insurance company and your payment has been received by them.




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